PatientLock

VitalSec insurance capability

RiskBid

Carry current evidence into the cyber insurance market.

RiskBid keeps the client's current evidence, listing, selected carrier invitations, responses, quotes, and resulting policy together through the market process.

Evidence-backed submissionSelected carrier invitationsResponse + quote trackingPlacement history

Insurance market workflow

Keep the evidence and market history connected through bind.

RiskBid records the evidence used for the listing, who was invited, how carriers responded, which quotes were received, and which quote became the bound policy. The broker can see the full round without rebuilding it from email threads.

01

Prepare

Start with the client's current VitalSec evidence, open material work, and coverage context.

02

Publish

Create the RiskBid listing and preserve the exact evidence and listing version used for that market round.

03

Invite

Send a signed, expiring market link to the carriers selected for the round.

04

Respond

Keep carrier decisions, notes, response timing, and quote activity attached to the same listing.

05

Bind

Carry the accepted quote into the policy record with the original listing, invitation, broker, and placement history intact.

RiskBid market round

Listing, evidence, responses, and quotes stay connected

Workflow

Current evidence

State + proof

Signed market link

Listing access

Selected carriers

Invitations

Responses + quotes

Market activity

Bound policy

Placement history

Invited carriers

Tracked by round

Responses

Tracked by round

Quotes

Tracked by round

Renewal readiness

See the whole market round, not just the last email.

RiskBid tracks each client's listing and market activity so a broker can see which carriers have responded, where quotes stand, and what needs attention.

Invited carriers

Which carriers were invited into the active round.

Carrier responses

Who has responded and when the latest response arrived.

Quote activity

Quote count and the timing of the latest quote for the listing.

Listing status

Coverage type, active or expired status, and market-round timing.

Evidence-backed submission

Show the evidence behind the submission.

Current VitalSec evidence
Current Risk Compression Engine context
Proof anchors and evidence quality
Open VUMA findings, incidents, and latest CAAT result
Coverage context and the exact listing version used for the round

Carrier review and response

Carriers review the authorized evidence and respond against the same listing.

Responses and quotes stay attached to the invited listing. If a quote is accepted and bound, the policy keeps the original RiskBid listing, share link, invitation, broker, and placement history.

Response decision
Carrier notes
Proposed premium + coverage
Quote validity
Accepted quote
Bound policy history

Insured

Owns the environment and controls the evidence being shared.

Broker

Prepares the client, publishes the round, invites carriers, and follows market activity.

Carrier

Reviews the authorized evidence and responds through the market workflow.

Policy

Keeps the placement history after an accepted quote is bound.

Permissions and limits

Market access does not give a carrier control of the insured environment.

RiskBid shares only the evidence authorized for the market round. The insured keeps control of its environment, and each invited carrier gets only the listing access granted to it.

See the broker workflow

Inputs

Current client evidence, coverage context, risk-compression information, broker client permissions, and selected carrier invitations.

Outputs

A RiskBid listing, signed carrier market links, carrier invitations, responses and quotes, accepted quote context, and placement history in the bound policy.

Works with